100 từ vựng và cụm từ vựng tiếng Anh về ngành nghề Quản lí rủi ro tài chính

Bài viết này tổng hợp 100 từ vựng và cụm từ tiếng Anh chuyên ngành Quản lý rủi ro tài chính. Những thuật ngữ này sẽ giúp bạn hiểu rõ hơn về các khía cạnh liên quan đến phân tích, đánh giá, và kiểm soát rủi ro tài chính.

Từ vựng nghề Quản lí rủi ro tài chính

Financial Risk Management	Quản lý rủi ro tài chính
Credit Risk	Rủi ro tín dụng
Market Risk	Rủi ro thị trường
Operational Risk	Rủi ro hoạt động
Liquidity Risk	Rủi ro thanh khoản
Interest Rate Risk	Rủi ro lãi suất
Foreign Exchange Risk	Rủi ro tỷ giá hối đoái
Risk Assessment	Đánh giá rủi ro
Risk Mitigation	Giảm thiểu rủi ro
Risk Tolerance	Khả năng chịu đựng rủi ro
Value at Risk (VaR)	Giá trị rủi ro (VaR)
Stress Testing	Kiểm tra sức chịu đựng (Stress Testing)
Credit Default Swap (CDS)	Hợp đồng hoán đổi rủi ro tín dụng (CDS)
Hedge Fund	Quỹ phòng hộ
Portfolio Management	Quản lý danh mục đầu tư
Risk Exposure	Tiếp xúc rủi ro
Derivatives	Công cụ phái sinh
Risk Modeling	Mô hình hóa rủi ro
Counterparty Risk	Rủi ro đối tác
Risk Analytics	Phân tích rủi ro
Risk Control	Kiểm soát rủi ro
Compliance Risk	Rủi ro tuân thủ
Economic Capital	Vốn kinh tế
Capital Adequacy	Đủ vốn
Risk Appetite	Khẩu vị rủi ro
Risk Management Framework	Khung quản lý rủi ro
Credit Rating	Xếp hạng tín dụng
Operational Loss	Mất mát hoạt động
Systemic Risk	Rủi ro hệ thống
Credit Risk Assessment	Đánh giá rủi ro tín dụng
Market Volatility	Biến động thị trường
Financial Instruments	Công cụ tài chính
Risk Transfer	Chuyển giao rủi ro
Risk Quantification	Định lượng rủi ro
Regulatory Risk	Rủi ro quy định
Financial Contingency Planning	Lập kế hoạch dự phòng tài chính
Insurance Risk	Rủi ro bảo hiểm
Investment Risk	Rủi ro đầu tư
Risk Identification	Xác định rủi ro
Liquidity Management	Quản lý thanh khoản
Counterparty Exposure	Tiếp xúc đối tác
Hedging Strategies	Chiến lược phòng ngừa rủi ro
Risk Metrics	Chỉ số rủi ro
Risk Profile	Hồ sơ rủi ro
Risk Evaluation	Đánh giá rủi ro
Risk Reporting	Báo cáo rủi ro
Scenario Analysis	Phân tích kịch bản
Risk Tolerance Levels	Mức độ chịu đựng rủi ro
Risk Strategy	Chiến lược rủi ro
Credit Exposure	Tiếp xúc tín dụng
Operational Risk Management	Quản lý rủi ro hoạt động
Stress Testing Scenarios	Kịch bản kiểm tra sức chịu đựng
Risk Adjusted Return	Lợi nhuận điều chỉnh rủi ro
Capital Requirements	Yêu cầu về vốn
Financial Stability	Ổn định tài chính
Risk Limits	Giới hạn rủi ro
Collateral Management	Quản lý tài sản thế chấp
Derivative Instruments	Công cụ phái sinh
Risk Monitoring	Giám sát rủi ro
Credit Portfolio	Danh mục tín dụng
Risk Management Policy	Chính sách quản lý rủi ro
Loss Prevention	Phòng ngừa tổn thất
Regulatory Compliance	Tuân thủ quy định
Financial Risk Assessment	Đánh giá rủi ro tài chính
Financial Stress Testing	Kiểm tra sức chịu đựng tài chính
Risk Response Plan	Kế hoạch phản ứng rủi ro
Credit Risk Models	Mô hình rủi ro tín dụng
Risk Analysis Techniques	Kỹ thuật phân tích rủi ro
Market Risk Exposure	Tiếp xúc rủi ro thị trường
Volatility Measures	Chỉ số biến động
Economic Risk	Rủi ro kinh tế
Risk Assessment Tools	Công cụ đánh giá rủi ro
Risk Measurement	Đo lường rủi ro
Compliance Measures	Biện pháp tuân thủ
Portfolio Risk Management	Quản lý rủi ro danh mục đầu tư
Risk Reduction	Giảm thiểu rủi ro
Investment Portfolio Risk	ủi ro danh mục đầu tư đầu tư
Contingency Risk Planning	Lập kế hoạch dự phòng rủi ro
Credit Risk Management	Quản lý rủi ro tín dụng
Liquidity Stress Testing	Kiểm tra sức chịu đựng thanh khoản
Capital Risk Management	Quản lý rủi ro vốn
Hedging Instruments	Công cụ phòng ngừa rủi ro
Risk Evaluation Framework	Khung đánh giá rủi ro
Operational Risk Assessment	Đánh giá rủi ro hoạt động
Credit Risk Exposure	Tiếp xúc rủi ro tín dụng
Market Risk Management	Quản lý rủi ro thị trường
Interest Rate Hedging	Phòng ngừa rủi ro lãi suất
Systemic Risk Assessment	Đánh giá rủi ro hệ thống
Risk-Based Pricing	Định giá dựa trên rủi ro
Risk Aggregation	Tập hợp rủi ro
Risk Management Strategies	Chiến lược quản lý rủi ro
Operational Risk Controls	Kiểm soát rủi ro hoạt động
Risk Financing	Tài trợ rủi ro
Credit Risk Analysis	Phân tích rủi ro tín dụng
Market Risk Models	Mô hình rủi ro thị trường
Liquidity Risk Management	Quản lý rủi ro thanh khoản
Risk Management Practices	Thực tiễn quản lý rủi ro
Counterparty Risk Management	Quản lý rủi ro đối tác
Risk Monitoring Systems	Hệ thống giám sát rủi ro
Regulatory Risk Management	Quản lý rủi ro quy định

Bài viết sử dụng thuật ngữ trên

Financial Risk Management – “Effective Financial Risk Management is essential for safeguarding a company’s assets.”
Credit Risk – “Credit Risk arises from the possibility that a borrower might default on their loan obligations.”
Market Risk – “Market Risk involves the potential for losses due to fluctuations in market prices.”
Operational Risk – “Operational Risk encompasses losses resulting from failed internal processes or systems.”
Liquidity Risk – “Liquidity Risk refers to the risk of being unable to meet short-term financial obligations.”
Interest Rate Risk – “Interest Rate Risk is the risk that changes in interest rates will affect the value of financial instruments.”
Foreign Exchange Risk – “Foreign Exchange Risk arises from fluctuations in currency exchange rates affecting international transactions.”
Risk Assessment – “A thorough Risk Assessment is crucial for identifying potential threats to the financial stability of an organization.”
Risk Mitigation – “Risk Mitigation strategies are designed to reduce the impact of identified risks.”
Risk Tolerance – “Determining a company’s Risk Tolerance helps in setting appropriate risk management policies.”
Value at Risk (VaR) – “Value at Risk (VaR) measures the maximum potential loss an investment could face over a specified time period.”
Stress Testing – “Stress Testing evaluates how financial instruments perform under extreme market conditions.”
Credit Default Swap (CDS) – “A Credit Default Swap (CDS) is a financial derivative used to hedge against the risk of default on a debt.”
Hedge Fund – “Hedge Funds use various strategies to manage risk and achieve high returns for their investors.”
Portfolio Management – “Effective Portfolio Management balances risk and return across a range of investment assets.”
Risk Exposure – “Risk Exposure quantifies the amount of risk an organization is subject to in its operations.”
Derivatives – “Derivatives are financial contracts whose value is derived from the performance of underlying assets.”
Risk Modeling – “Risk Modeling involves creating mathematical models to predict and manage potential financial losses.”
Counterparty Risk – “Counterparty Risk is the risk that the other party in a financial transaction may default on their obligations.”
Risk Analytics – “Risk Analytics uses data analysis techniques to evaluate and manage financial risks.”
Risk Control – “Risk Control measures are implemented to limit the impact of identified risks.”
Compliance Risk – “Compliance Risk involves the potential for losses due to non-compliance with regulations and laws.”
Economic Capital – “Economic Capital is the amount of capital a company needs to protect itself against potential financial losses.”
Capital Adequacy – “Capital Adequacy ensures that a financial institution has enough capital to absorb losses and support its operations.”
Risk Appetite – “Risk Appetite defines the level of risk an organization is willing to accept in pursuit of its objectives.”
Risk Management Framework – “A robust Risk Management Framework provides the structure for identifying, assessing, and managing risks.”
Credit Rating – “A Credit Rating evaluates the creditworthiness of a borrower and their likelihood of default.”
Operational Loss – “Operational Loss refers to financial losses resulting from failed internal processes or external events.”
Systemic Risk – “Systemic Risk is the risk of collapse of an entire financial system or market due to interconnected failures.”
Credit Risk Assessment – “Credit Risk Assessment evaluates the potential for a borrower to default on their debt obligations.”
Market Volatility – “Market Volatility measures the extent of price fluctuations in financial markets over time.”
Financial Instruments – “Financial Instruments are contracts that represent financial value and include stocks, bonds, and derivatives.”
Risk Transfer – “Risk Transfer involves shifting the risk of financial loss to another party, often through insurance or derivatives.”
Risk Quantification – “Risk Quantification involves measuring and expressing risks in numerical terms to aid in decision-making.”
Regulatory Risk – “Regulatory Risk is the risk of changes in laws and regulations impacting business operations and profitability.”
Financial Contingency Planning – “Financial Contingency Planning prepares for unexpected financial disruptions by setting up alternative strategies.”
Insurance Risk – “Insurance Risk is the risk associated with the possibility of a higher-than-expected number of claims.”
Investment Risk – “Investment Risk pertains to the potential for losses in investment portfolios due to various factors.”
Risk Identification – “Risk Identification involves recognizing and describing potential risks that could impact an organization.”
Liquidity Management – “Liquidity Management ensures that a company has sufficient cash flow to meet its short-term obligations.”
Counterparty Exposure – “Counterparty Exposure assesses the risk associated with the potential default of the other party in a transaction.”
Hedging Strategies – “Hedging Strategies are used to reduce the risk of adverse price movements in financial assets.”
Risk Metrics – “Risk Metrics are quantitative measures used to assess and compare the level of risk.”
Risk Profile – “A Risk Profile provides an overview of the types and levels of risks an organization faces.”
Risk Evaluation – “Risk Evaluation involves assessing the significance of identified risks and their potential impact.”
Risk Reporting – “Risk Reporting communicates information about risk exposure and management activities to stakeholders.”
Scenario Analysis – “Scenario Analysis explores different potential future scenarios to assess their impact on financial performance.”
Risk Tolerance Levels – “Risk Tolerance Levels define the acceptable level of risk an organization is willing to assume.”
Risk Strategy – “A Risk Strategy outlines the approach and actions for managing and mitigating financial risks.”
Credit Exposure – “Credit Exposure measures the amount of risk associated with lending to a borrower or counterparty.”
Operational Risk Management – “Operational Risk Management focuses on identifying and controlling risks arising from internal processes.”
Stress Testing Scenarios – “Stress Testing Scenarios simulate extreme conditions to evaluate the resilience of financial systems.”
Risk Adjusted Return – “Risk Adjusted Return assesses investment performance by considering the level of risk taken.”
Capital Requirements – “Capital Requirements specify the minimum amount of capital a financial institution must hold to cover risks.”
Financial Stability – “Financial Stability refers to the ability of a financial system to withstand shocks and maintain functionality.”
Risk Limits – “Risk Limits set boundaries on the level of risk that can be taken within various areas of a business.”
Collateral Management – “Collateral Management involves managing assets pledged as security for financial transactions.”
Derivative Instruments – “Derivative Instruments include options, futures, and swaps used to manage financial risk.”
Risk Monitoring – “Risk Monitoring tracks and reviews risk exposures to ensure they remain within acceptable limits.”
Credit Portfolio – “A Credit Portfolio consists of various loans and credit facilities held by a financial institution.”
Risk Management Policy – “A Risk Management Policy outlines the procedures and responsibilities for managing financial risks.”
Loss Prevention – “Loss Prevention strategies are implemented to avoid or minimize financial losses.”
Regulatory Compliance – “Regulatory Compliance ensures adherence to laws and regulations governing financial activities.”
Financial Risk Assessment – “Financial Risk Assessment evaluates the potential risks affecting an organization’s financial health.”
Financial Stress Testing – “Financial Stress Testing examines how financial institutions perform under severe economic conditions.”
Risk Response Plan – “A Risk Response Plan details actions to be taken when a risk event occurs.”
Credit Risk Models – “Credit Risk Models use statistical techniques to predict the likelihood of borrower default.”
Risk Analysis Techniques – “Risk Analysis Techniques involve various methods for assessing and quantifying risks.”
Market Risk Exposure – “Market Risk Exposure measures the potential impact of market price fluctuations on a portfolio.”
Volatility Measures – “Volatility Measures assess the degree of variation in asset prices over time.”
Economic Risk – “Economic Risk refers to the potential impact of economic changes on financial performance.”
Risk Assessment Tools – “Risk Assessment Tools help in evaluating and quantifying financial risks.”
Risk Measurement – “Risk Measurement involves quantifying the potential impact and likelihood of risk events.”
Compliance Measures – “Compliance Measures ensure that financial practices meet regulatory requirements and standards.”
Portfolio Risk Management – “Portfolio Risk Management involves balancing risk and return in investment portfolios.”
Risk Reduction – “Risk Reduction strategies aim to decrease the probability or impact of risk events.”
Investment Portfolio Risk – “Investment Portfolio Risk assesses the risk associated with a collection of investment assets.”
Contingency Risk Planning – “Contingency Risk Planning prepares for unexpected financial events by developing backup strategies.”
Credit Risk Management – “Credit Risk Management focuses on mitigating the risk of borrower default.”
Liquidity Stress Testing – “Liquidity Stress Testing evaluates a firm’s ability to meet its short-term obligations under stress.”
Capital Risk Management – “Capital Risk Management involves strategies to maintain adequate capital levels to cover potential losses.”
Hedging Instruments – “Hedging Instruments such as options and futures are used to protect against financial losses.”
Risk Evaluation Framework – “A Risk Evaluation Framework provides a structured approach to assessing and managing risks.”
Operational Risk Assessment – “Operational Risk Assessment identifies and evaluates risks related to business operations.”
Credit Risk Exposure – “Credit Risk Exposure assesses the amount of risk associated with lending to specific borrowers.”
Market Risk Management – “Market Risk Management involves strategies to handle potential losses from market fluctuations.”
Interest Rate Hedging – “Interest Rate Hedging uses financial instruments to protect against changes in interest rates.”
Systemic Risk Assessment – “Systemic Risk Assessment evaluates the potential for widespread financial instability.”
Risk-Based Pricing – “Risk-Based Pricing adjusts the price of financial products based on the level of associated risk.”
Risk Aggregation – “Risk Aggregation combines various risk exposures to assess the total risk faced by an organization.”
Risk Management Strategies – “Risk Management Strategies are developed to address and mitigate identified financial risks.”
Operational Risk Controls – “Operational Risk Controls are implemented to prevent and manage risks arising from internal processes.”
Risk Financing – “Risk Financing involves arranging funds to cover potential financial losses or risks.”
Credit Risk Analysis – “Credit Risk Analysis assesses the likelihood of a borrower defaulting on their obligations.”
Market Risk Models – “Market Risk Models predict the impact of market changes on financial performance.”
Liquidity Risk Management – “Liquidity Risk Management ensures that sufficient cash flow is available to meet short-term needs.”
Risk Management Practices – “Risk Management Practices involve techniques and methods used to control financial risks.”
Counterparty Risk Management – “Counterparty Risk Management involves assessing and mitigating the risk of a counterpart defaulting on a transaction.”
Risk Monitoring Systems – “Risk Monitoring Systems track and analyze risk exposures in real-time.”
Regulatory Risk Management – “Regulatory Risk Management focuses on ensuring compliance with financial regulations and laws.”

Bài tập

Effective ___________ is essential for safeguarding a company’s assets.
___________ arises from the possibility that a borrower might default on their loan obligations.
___________ involves the potential for losses due to fluctuations in market prices.
___________ encompasses losses resulting from failed internal processes or systems.
___________ refers to the risk of being unable to meet short-term financial obligations.
___________ is the risk that changes in interest rates will affect the value of financial instruments.
___________ arises from fluctuations in currency exchange rates affecting international transactions.
A thorough ___________ is crucial for identifying potential threats to the financial stability of an organization.
___________ strategies are designed to reduce the impact of identified risks.
Determining a company’s ___________ helps in setting appropriate risk management policies.
___________ measures the maximum potential loss an investment could face over a specified time period.
___________ evaluates how financial instruments perform under extreme market conditions.
A ___________ is a financial derivative used to hedge against the risk of default on a debt.
___________ use various strategies to manage risk and achieve high returns for their investors.
Effective ___________ balances risk and return across a range of investment assets.
___________ quantifies the amount of risk an organization is subject to in its operations.
___________ are financial contracts whose value is derived from the performance of underlying assets.
___________ involves creating mathematical models to predict and manage potential financial losses.
___________ is the risk that the other party in a financial transaction may default on their obligations.
___________ uses data analysis techniques to evaluate and manage financial risks.
___________ measures are implemented to limit the impact of identified risks.
___________ involves the potential for losses due to non-compliance with regulations and laws.
___________ is the amount of capital a company needs to protect itself against potential financial losses.
___________ ensures that a financial institution has enough capital to absorb losses and support its operations.
___________ defines the level of risk an organization is willing to accept in pursuit of its objectives.
A robust ___________ provides the structure for identifying, assessing, and managing risks.
A ___________ evaluates the creditworthiness of a borrower and their likelihood of default.
___________ refers to financial losses resulting from failed internal processes or external events.
___________ is the risk of collapse of an entire financial system or market due to interconnected failures.
___________ evaluates the potential for a borrower to default on their debt obligations.
___________ measures the extent of price fluctuations in financial markets over time.
___________ are contracts that represent financial value and include stocks, bonds, and derivatives.
___________ involves shifting the risk of financial loss to another party, often through insurance or derivatives.
___________ involves measuring and expressing risks in numerical terms to aid in decision-making.
___________ is the risk of changes in laws and regulations impacting business operations and profitability.
___________ prepares for unexpected financial disruptions by setting up alternative strategies.
___________ is the risk associated with the possibility of a higher-than-expected number of claims.
___________ pertains to the potential for losses in investment portfolios due to various factors.
___________ involves recognizing and describing potential risks that could impact an organization.
___________ ensures that a company has sufficient cash flow to meet its short-term obligations.
___________ assesses the risk associated with the potential default of the other party in a transaction.
___________ are used to reduce the risk of adverse price movements in financial assets.
___________ are quantitative measures used to assess and compare the level of risk.
A ___________ provides an overview of the types and levels of risks an organization faces.
___________ involves assessing the significance of identified risks and their potential impact.
___________ communicates information about risk exposure and management activities to stakeholders.
___________ explores different potential future scenarios to assess their impact on financial performance.
___________ define the acceptable level of risk an organization is willing to assume.
A ___________ outlines the approach and actions for managing and mitigating financial risks.
___________ measures the amount of risk associated with lending to a borrower or counterparty.
___________ focuses on identifying and controlling risks arising from internal processes.
___________ simulate extreme conditions to evaluate the resilience of financial systems.
___________ assesses investment performance by considering the level of risk taken.
___________ specify the minimum amount of capital a financial institution must hold to cover risks.
___________ refers to the ability of a financial system to withstand shocks and maintain functionality.
___________ set boundaries on the level of risk that can be taken within various areas of a business.
___________ involves managing assets pledged as security for financial transactions.
___________ include options, futures, and swaps used to manage financial risk.
___________ tracks and reviews risk exposures to ensure they remain within acceptable limits.
A ___________ consists of various loans and credit facilities held by a financial institution.
A ___________ outlines the procedures and responsibilities for managing financial risks.
___________ strategies are implemented to avoid or minimize financial losses.
___________ ensures adherence to laws and regulations governing financial activities.
___________ evaluates the potential risks affecting an organization’s financial health.
___________ examines how financial institutions perform under severe economic conditions.
A ___________ details actions to be taken when a risk event occurs.
___________ use statistical techniques to predict the likelihood of borrower default.
___________ involve various methods for assessing and quantifying risks.
___________ measures the potential impact of market price fluctuations on a portfolio.
___________ assess the degree of variation in asset prices over time.
___________ refers to the potential impact of economic changes on financial performance.
___________ help in evaluating and quantifying financial risks.
___________ involves quantifying the potential impact and likelihood of risk events.
___________ ensure that financial practices meet regulatory requirements and standards.
___________ involves balancing risk and return in investment portfolios.
___________ strategies aim to decrease the probability or impact of risk events.
___________ assesses the risk associated with a collection of investment assets.
___________ prepares for unexpected financial events by developing backup strategies.
___________ focuses on mitigating the risk of borrower default.
___________ evaluates a firm’s ability to meet its short-term obligations under stress.
___________ involves strategies to maintain adequate capital levels to cover potential losses.
___________ such as options and futures are used to protect against financial losses.
A ___________ provides a structured approach to assessing and managing risks.
___________ identifies and evaluates risks related to business operations.
___________ assesses the amount of risk associated with lending to specific borrowers.
___________ involves strategies to handle potential losses from market fluctuations.
___________ uses financial instruments to protect against changes in interest rates.
___________ evaluates the potential for widespread financial instability.
___________ adjusts the price of financial products based on the level of associated risk.
___________ combines various risk exposures to assess the total risk faced by an organization.
___________ are developed to address and mitigate identified financial risks.
___________ prevent and manage risks arising from internal processes.
___________ involves arranging funds to cover potential financial losses or risks.
___________ assesses the likelihood of a borrower defaulting on their obligations.
___________ predict the impact of market changes on financial performance.
___________ ensures that sufficient cash flow is available to meet short-term needs.
___________ involve techniques and methods used to control financial risks.
___________ involves assessing and mitigating the risk of a counterpart defaulting on a transaction.
___________ track and analyze risk exposures in real-time.
___________ focuses on ensuring compliance with financial regulations and laws.