100 từ vựng và cụm từ vựng tiếng Anh về ngành nghề Quản lí rủi ro tín dụng

Bài viết “100 từ vựng và cụm từ vựng tiếng Anh về ngành nghề Quản lí rủi ro tín dụng” cung cấp những từ vựng quan trọng giúp bạn hiểu sâu hơn về lĩnh vực tài chính và ngân hàng. Qua đó, bạn sẽ nắm vững các thuật ngữ chuyên ngành để áp dụng vào công việc, nâng cao kỹ năng chuyên môn và giao tiếp.

Từ vựng nghề Quản lí rủi ro tín dụng

Credit Risk	Rủi ro tín dụng
Risk Management	Quản lý rủi ro
Credit Score	Điểm tín dụng
Default Risk	Rủi ro vỡ nợ
Credit Exposure	Tiếp xúc tín dụng
Credit Rating	Xếp hạng tín dụng
Risk Assessment	Đánh giá rủi ro
Credit Limit	Hạn mức tín dụng
Creditworthiness	Khả năng tín dụng
Loan Loss Reserve	Dự phòng tổn thất cho vay
Collateral	Tài sản đảm bảo
Credit Risk Model	Mô hình rủi ro tín dụng
Credit Portfolio	Danh mục tín dụng
Counterparty Risk	Rủi ro đối tác
Risk Mitigation	Giảm thiểu rủi ro
Risk Analysis	Phân tích rủi ro
Credit Policy	Chính sách tín dụng
Credit Review	Rà soát tín dụng
Credit Risk Premium	Phần bù rủi ro tín dụng
Credit Risk Assessment	Đánh giá rủi ro tín dụng
Risk Management Framework	Khung quản lý rủi ro
Risk Appetite	Khẩu vị rủi ro
Risk Tolerance	Sức chịu đựng rủi ro
Credit Risk Assessment Report	Báo cáo đánh giá rủi ro tín dụng
Credit Monitoring	Giám sát tín dụng
Debt Recovery	Thu hồi nợ
Loss Given Default (LGD)	Tổn thất khi vỡ nợ (LGD)
Probability of Default (PD)	Xác suất vỡ nợ (PD)
Exposure at Default (EAD)	Tiếp xúc tại thời điểm vỡ nợ (EAD)
Credit Risk Management Strategy	Chiến lược quản lý rủi ro tín dụng
Credit Risk Quantification	Định lượng rủi ro tín dụng
Credit Risk Management System	Hệ thống quản lý rủi ro tín dụng
Credit Risk Mitigation Techniques	Kỹ thuật giảm thiểu rủi ro tín dụng
Credit Risk Indicators	Chỉ số rủi ro tín dụng
Risk-adjusted Return	Lợi nhuận đã điều chỉnh rủi ro
Credit Risk Transfer	Chuyển giao rủi ro tín dụng
Credit Risk Diversification	Đa dạng hóa rủi ro tín dụng
Credit Risk Reporting	Báo cáo rủi ro tín dụng
Credit Risk Analysis	Phân tích rủi ro tín dụng
Basel III	Basel III
Capital Adequacy Ratio (CAR)	Tỷ lệ an toàn vốn (CAR)
Risk Capital	Vốn rủi ro
Credit Risk Benchmark	Chuẩn mực rủi ro tín dụng
Credit Default Swap (CDS)	Hoán đổi rủi ro tín dụng (CDS)
Credit Risk Assessment Model	Mô hình đánh giá rủi ro tín dụng
Risk Limits	Hạn mức rủi ro
Credit Risk Control	Kiểm soát rủi ro tín dụng
Credit Risk Framework	Khung rủi ro tín dụng
Credit Risk Quantitative Analysis	Phân tích định lượng rủi ro tín dụng
Credit Risk Qualitative Analysis	Phân tích định tính rủi ro tín dụng
Credit Risk Strategy	Chiến lược rủi ro tín dụng
Credit Risk Management Policy	Chính sách quản lý rủi ro tín dụng
Risk Appetite Statement	Tuyên bố khẩu vị rủi ro
Credit Risk Tolerance	Sức chịu đựng rủi ro tín dụng
Credit Risk Analytics	Phân tích tín dụng
Credit Risk Dashboard	Bảng điều khiển rủi ro tín dụng
Credit Risk Exposure Limits	Giới hạn tiếp xúc rủi ro tín dụng
Credit Risk Management Process	Quy trình quản lý rủi ro tín dụng
Credit Risk Controls	Kiểm soát rủi ro tín dụng
Credit Risk Coverage	Phạm vi bảo hiểm rủi ro tín dụng
Credit Risk Management Plan	Kế hoạch quản lý rủi ro tín dụng
Credit Risk Adjustment	Điều chỉnh rủi ro tín dụng
Credit Risk Assessment Criteria	Tiêu chí đánh giá rủi ro tín dụng
Credit Risk Monitoring System	Hệ thống giám sát rủi ro tín dụng
Credit Risk Management Tools	Công cụ quản lý rủi ro tín dụng
Credit Risk Management Practices	Thực tiễn quản lý rủi ro tín dụng
Credit Risk Analysis Report	Báo cáo phân tích rủi ro tín dụng
Credit Risk Evaluation	Đánh giá rủi ro tín dụng
Credit Risk Quantification Model	Mô hình định lượng rủi ro tín dụng
Credit Risk Management Guidelines	Hướng dẫn quản lý rủi ro tín dụng
Risk-adjusted Capital	Vốn đã điều chỉnh rủi ro
Credit Risk Stress Testing	Kiểm tra căng thẳng rủi ro tín dụng
Risk Management Policies	Chính sách quản lý rủi ro
Credit Risk Policies and Procedures	Chính sách và quy trình rủi ro tín dụng
Risk Transfer Mechanisms	Cơ chế chuyển giao rủi ro
Credit Risk Exposure Analysis	Phân tích tiếp xúc rủi ro tín dụng
Credit Risk and Market Risk	Rủi ro tín dụng và rủi ro thị trường
Credit Risk Decision-making	Ra quyết định rủi ro tín dụng
Risk Measurement Techniques	Kỹ thuật đo lường rủi ro
Credit Risk Management Framework	Khung quản lý rủi ro tín dụng
Credit Risk Profiling	Lập hồ sơ rủi ro tín dụng
Credit Risk Trends	Xu hướng rủi ro tín dụng
Credit Risk Assessment Methodology	Phương pháp đánh giá rủi ro tín dụng
Credit Risk Measurement	Đo lường rủi ro tín dụng
Credit Risk Stress Test Scenarios	Kịch bản kiểm tra căng thẳng rủi ro tín dụng
Credit Risk Response Strategies	Chiến lược phản ứng rủi ro tín dụng
Credit Risk Management Solutions	Giải pháp quản lý rủi ro tín dụng
Credit Risk Data Analytics	Phân tích dữ liệu rủi ro tín dụng
Credit Risk Management Integration	Tích hợp quản lý rủi ro tín dụng
Risk-adjusted Performance Measurement	Đo lường hiệu suất đã điều chỉnh rủi ro
Credit Risk Management Metrics	Chỉ số quản lý rủi ro tín dụng
Credit Risk Assessment Tools	Công cụ đánh giá rủi ro tín dụng
Credit Risk Management Compliance	Tuân thủ quản lý rủi ro tín dụng
Credit Risk Management Best Practices	Thực hành quản lý rủi ro tín dụng tốt nhất
Credit Risk Management Standards	Tiêu chuẩn quản lý rủi ro tín dụng
Credit Risk and Regulatory Requirements	Rủi ro tín dụng và yêu cầu quy định
Credit Risk Mitigation Strategies	Chiến lược giảm thiểu rủi ro tín dụng
Credit Risk Management and Control	Quản lý và kiểm soát rủi ro tín dụng
Credit Risk Management Models	Mô hình quản lý rủi ro tín dụng
Credit Risk Management Procedures	Quy trình quản lý rủi ro tín dụng

Bài viết sử dụng thuật ngữ trên

Credit Risk: The bank evaluates credit risk before approving any loan applications.
Risk Management: Effective risk management is crucial for minimizing potential losses.
Credit Score: A high credit score can lead to better loan terms and lower interest rates.
Default Risk: Assessing default risk helps lenders predict the likelihood of a borrower failing to repay.
Credit Exposure: Credit exposure measures the total amount of risk a bank has in a particular borrower.
Credit Rating: Credit rating agencies provide ratings to help investors assess the creditworthiness of entities.
Risk Assessment: Risk assessment involves analyzing potential risks and their impact on the organization.
Credit Limit: The credit limit on your card determines how much you can borrow at any given time.
Creditworthiness: The lender’s decision is based on the borrower’s creditworthiness and financial stability.
Loan Loss Reserve: The loan loss reserve is set aside to cover potential future loan defaults.
Collateral: The borrower offered property as collateral to secure the loan.
Credit Risk Model: The credit risk model uses historical data to predict future credit losses.
Credit Portfolio: Managing a diverse credit portfolio helps spread risk across different sectors.
Counterparty Risk: Counterparty risk arises when one party in a financial transaction defaults on its obligations.
Risk Mitigation: Risk mitigation strategies are implemented to reduce the impact of potential financial losses.
Risk Analysis: Risk analysis involves evaluating the likelihood and impact of various risks.
Credit Policy: The credit policy outlines the guidelines for approving and managing credit.
Credit Review: A periodic credit review ensures that the credit risk assessments remain up-to-date.
Credit Risk Premium: Investors often demand a credit risk premium for taking on higher risk investments.
Credit Risk Assessment: Credit risk assessment involves analyzing a borrower’s ability to repay a loan.
Risk Management Framework: The risk management framework provides a structured approach to identifying and managing risks.
Risk Appetite: The company’s risk appetite determines the level of risk it is willing to take.
Risk Tolerance: Risk tolerance is the degree of variability in investment returns that an individual or institution is willing to withstand.
Credit Risk Assessment Report: The credit risk assessment report provides detailed insights into the potential risks associated with lending.
Credit Monitoring: Credit monitoring systems track the performance of credit portfolios and alert managers to potential issues.
Debt Recovery: The debt recovery process involves collecting outstanding debts from borrowers.
Loss Given Default (LGD): Loss Given Default measures the portion of a loan that will be lost if a borrower defaults.
Probability of Default (PD): The Probability of Default estimates the likelihood that a borrower will fail to meet its obligations.
Exposure at Default (EAD): Exposure at Default quantifies the total value exposed to risk at the time of default.
Credit Risk Management Strategy: A solid credit risk management strategy helps minimize potential financial losses from credit risks.
Credit Risk Quantification: Credit risk quantification involves measuring the potential losses associated with credit risk.
Credit Risk Management System: The credit risk management system helps track and manage credit risk exposures.
Credit Risk Mitigation Techniques: Credit risk mitigation techniques include using collateral and diversification to reduce risk.
Credit Risk Indicators: Key credit risk indicators help assess the likelihood of a borrower defaulting.
Risk-adjusted Return: Investors seek a risk-adjusted return to ensure that potential rewards justify the risks taken.
Credit Risk Transfer: Credit risk transfer involves shifting credit risk to another party through mechanisms like insurance or swaps.
Credit Risk Diversification: Credit risk diversification spreads exposure across different borrowers to reduce overall risk.
Credit Risk Reporting: Regular credit risk reporting provides updates on the risk levels associated with various credit exposures.
Credit Risk Analysis: Credit risk analysis evaluates the factors that contribute to a borrower’s likelihood of default.
Basel III: Basel III regulations aim to strengthen the regulation, supervision, and risk management of the banking sector.
Capital Adequacy Ratio (CAR): The Capital Adequacy Ratio measures a bank’s capital in relation to its risk-weighted assets.
Risk Capital: Risk capital is the portion of capital set aside to absorb potential losses from high-risk investments.
Credit Risk Benchmark: Credit risk benchmarks are used to compare the performance of credit risk management practices.
Credit Default Swap (CDS): A Credit Default Swap is a financial derivative that allows investors to hedge against credit risk.
Credit Risk Assessment Model: The credit risk assessment model predicts the probability of default based on historical data.
Risk Limits: Risk limits set boundaries for the amount of risk that an organization is willing to take on.
Credit Risk Control: Credit risk control measures are implemented to prevent excessive exposure to credit risk.
Credit Risk Framework: The credit risk framework outlines the processes and policies for managing credit risk.
Credit Risk Quantitative Analysis: Credit risk quantitative analysis uses statistical methods to assess potential credit losses.
Credit Risk Qualitative Analysis: Credit risk qualitative analysis involves evaluating non-numeric factors that could impact credit risk.
Credit Risk Strategy: A comprehensive credit risk strategy outlines the approach for managing and mitigating credit risk.
Credit Risk Management Policy: The credit risk management policy defines the rules and procedures for managing credit risk.
Risk Appetite Statement: The risk appetite statement articulates the level of risk that the organization is prepared to accept.
Credit Risk Tolerance: Credit risk tolerance refers to the maximum amount of credit risk an organization is willing to assume.
Credit Risk Analytics: Credit risk analytics involves using data analysis to understand and manage credit risk.
Credit Risk Dashboard: The credit risk dashboard provides a visual overview of credit risk metrics and exposures.
Credit Risk Exposure Limits: Credit risk exposure limits are set to control the amount of risk exposure to individual borrowers.
Credit Risk Management Process: The credit risk management process includes identifying, assessing, and mitigating credit risks.
Credit Risk Controls: Credit risk controls are measures put in place to manage and reduce the likelihood of credit losses.
Credit Risk Coverage: Credit risk coverage refers to the extent to which credit risks are insured or protected.
Credit Risk Management Plan: The credit risk management plan outlines strategies for identifying and mitigating credit risks.
Credit Risk Adjustment: Credit risk adjustment modifies the valuation of assets based on their credit risk profile.
Credit Risk Assessment Criteria: The credit risk assessment criteria define the standards used to evaluate credit risk.
Credit Risk Monitoring System: The credit risk monitoring system tracks changes in credit risk profiles and alerts managers.
Credit Risk Management Tools: Credit risk management tools help assess and manage credit risks effectively.
Credit Risk Management Practices: Adopting best practices in credit risk management enhances the ability to control and mitigate risks.
Credit Risk Analysis Report: The credit risk analysis report provides detailed insights into the credit risk exposure and management.
Credit Risk Evaluation: Credit risk evaluation involves assessing the creditworthiness and potential risk associated with borrowers.
Credit Risk Quantification Model: The credit risk quantification model helps estimate potential losses from credit risk.
Credit Risk Management Guidelines: Credit risk management guidelines provide a framework for managing and mitigating credit risks.
Risk-adjusted Capital: Risk-adjusted capital accounts for the risks associated with different investments to ensure sufficient coverage.
Credit Risk Stress Testing: Credit risk stress testing evaluates how extreme scenarios could impact credit risk exposures.
Risk Management Policies: Risk management policies define the approach for identifying, assessing, and managing risks.
Credit Risk Policies and Procedures: Credit risk policies and procedures establish the rules for managing credit risk within an organization.
Risk Transfer Mechanisms: Risk transfer mechanisms, like insurance, shift credit risk from one party to another.
Credit Risk Exposure Analysis: Credit risk exposure analysis examines the potential impact of credit risk on the organization’s financial health.
Credit Risk and Market Risk: Managing both credit risk and market risk is essential for comprehensive risk management.
Credit Risk Decision-making: Credit risk decision-making involves evaluating the potential risks and rewards before extending credit.
Risk Measurement Techniques: Risk measurement techniques help quantify and assess the level of risk associated with various investments.
Credit Risk Management Framework: The credit risk management framework provides a structured approach for identifying and managing credit risks.
Credit Risk Profiling: Credit risk profiling involves categorizing borrowers based on their credit risk characteristics.
Credit Risk Trends: Analyzing credit risk trends helps identify emerging risks and adjust management strategies accordingly.
Credit Risk Assessment Methodology: The credit risk assessment methodology outlines the approach for evaluating credit risk.
Credit Risk Measurement: Credit risk measurement involves quantifying the potential losses associated with credit risk.
Credit Risk Stress Test Scenarios: Credit risk stress test scenarios simulate extreme conditions to assess their impact on credit risk.
Credit Risk Response Strategies: Credit risk response strategies outline how to address and mitigate identified credit risks.
Credit Risk Management Solutions: Credit risk management solutions include tools and strategies for managing and mitigating credit risk.
Credit Risk Data Analytics: Credit risk data analytics involves using data analysis to enhance understanding and management of credit risk.
Credit Risk Management Integration: Credit risk management integration ensures that credit risk strategies are aligned with overall risk management practices.
Risk-adjusted Performance Measurement: Risk-adjusted performance measurement evaluates returns relative to the risks taken.
Credit Risk Management Metrics: Credit risk management metrics track the effectiveness of credit risk management practices.
Credit Risk Assessment Tools: Credit risk assessment tools aid in evaluating the potential credit risk associated with borrowers.
Credit Risk Management Compliance: Credit risk management compliance ensures adherence to regulatory requirements and internal policies.
Credit Risk Management Best Practices: Implementing credit risk management best practices enhances the effectiveness of credit risk control.
Credit Risk Management Standards: Credit risk management standards define the criteria for effective credit risk management.
Credit Risk and Regulatory Requirements: Credit risk management must align with regulatory requirements to ensure compliance and reduce risk.
Credit Risk Mitigation Strategies: Credit risk mitigation strategies include various approaches to minimize potential losses from credit risk.
Credit Risk Management and Control: Effective credit risk management and control processes help prevent excessive exposure to credit risk.
Credit Risk Management Models: Credit risk management models are used to predict and manage potential credit losses.
Credit Risk Management Procedures: Credit risk management procedures outline the steps for identifying, assessing, and controlling credit risk.

Bài tập

Before approving a loan, banks evaluate the __________ to determine the likelihood of default.
Effective __________ is essential to minimize potential financial losses.
A high __________ can help secure better loan terms and lower interest rates.
The __________ of a borrower helps predict the chance of them failing to repay the loan.
__________ measures the total amount of risk that a bank has in a borrower.
__________ agencies provide ratings to assess the creditworthiness of borrowers.
__________ involves analyzing potential risks and their impact on the organization.
The __________ on a credit card limits how much can be borrowed at any time.
Lenders assess __________ to determine the likelihood of a borrower repaying their debt.
Banks set aside a __________ to cover potential future loan defaults.
To secure the loan, the borrower provided __________, such as property or assets.
The __________ uses historical data to predict future credit losses.
A diversified __________ helps spread risk across various sectors and borrowers.
__________ arises when one party in a financial transaction fails to meet its obligations.
__________ strategies are implemented to reduce the impact of financial losses.
__________ involves evaluating the likelihood and impact of various risks.
The __________ outlines the guidelines for approving and managing credit.
A __________ ensures that credit risk assessments are updated regularly.
Investors may demand a __________ for taking on higher risk investments.
__________ involves analyzing a borrower’s ability to repay a loan.
The __________ provides a structured approach to managing and mitigating risks.
The organization’s __________ determines the level of risk it is willing to accept.
__________ is the degree of variability in investment returns that an entity can handle.
The __________ provides insights into the potential risks associated with lending.
__________ systems track credit portfolios and alert managers to potential issues.
The __________ process involves collecting outstanding debts from borrowers.
__________ measures the portion of a loan that will be lost if a borrower defaults.
__________ estimates the likelihood that a borrower will fail to meet its obligations.
__________ quantifies the total value exposed to risk at the time of default.
A solid __________ helps minimize potential financial losses from credit risks.
__________ involves measuring potential losses associated with credit risk.
The __________ helps track and manage credit risk exposures effectively.
__________ include techniques like using collateral and diversification to reduce risk.
Key __________ help assess the likelihood of a borrower defaulting.
Investors seek a __________ to ensure that potential rewards justify the risks taken.
__________ involves shifting credit risk to another party through insurance or swaps.
__________ spreads exposure across different borrowers to reduce overall risk.
Regular __________ provides updates on risk levels associated with credit exposures.
__________ evaluates factors contributing to a borrower’s likelihood of default.
__________ regulations aim to strengthen the risk management of the banking sector.
The __________ measures a bank’s capital relative to its risk-weighted assets.
__________ is the capital set aside to absorb potential losses from high-risk investments.
A __________ is used to compare the performance of credit risk management practices.
A __________ is a financial derivative that allows investors to hedge against credit risk.
The __________ predicts the probability of default based on historical data.
__________ set boundaries for the amount of risk an organization is willing to take on.
__________ are measures implemented to prevent excessive exposure to credit risk.
The __________ outlines the processes and policies for managing credit risk.
__________ uses statistical methods to assess potential credit losses.
__________ involves evaluating non-numeric factors impacting credit risk.
A comprehensive __________ outlines the approach for managing and mitigating credit risk.
The __________ defines the rules and procedures for managing credit risk.
The __________ articulates the level of risk an organization is prepared to accept.
__________ refers to the maximum amount of credit risk an organization is willing to assume.
__________ involves using data analysis to understand and manage credit risk.
The __________ provides a visual overview of credit risk metrics and exposures.
__________ are set to control the amount of risk exposure to individual borrowers.
The __________ includes identifying, assessing, and mitigating credit risks.
__________ are measures put in place to manage and reduce the likelihood of credit losses.
__________ refers to the extent to which credit risks are insured or protected.
The __________ outlines strategies for identifying and mitigating credit risks.
__________ modifies the valuation of assets based on their credit risk profile.
The __________ define the standards used to evaluate credit risk.
The __________ tracks changes in credit risk profiles and alerts managers.
__________ help assess and manage credit risks effectively.
Adopting best __________ enhances the ability to control and mitigate risks.
The __________ provides detailed insights into credit risk exposure and management.
__________ involves assessing the creditworthiness and potential risk associated with borrowers.
The __________ helps estimate potential losses from credit risk.
The __________ provide a framework for managing and mitigating credit risks.
__________ accounts for the risks associated with different investments to ensure coverage.
__________ evaluates how extreme scenarios could impact credit risk exposures.
__________ define the approach for identifying, assessing, and managing risks.
The __________ establish the rules for managing credit risk within an organization.
__________ shift credit risk from one party to another through mechanisms like insurance.
__________ examines the potential impact of credit risk on the organization’s financial health.
Managing both __________ and credit risk is essential for comprehensive risk management.
__________ involves evaluating the potential risks and rewards before extending credit.
__________ help quantify and assess the level of risk associated with various investments.
The __________ provides a structured approach for identifying and managing credit risks.
__________ involves categorizing borrowers based on their credit risk characteristics.
Analyzing __________ helps identify emerging risks and adjust management strategies.
The __________ outlines the approach for evaluating credit risk.
__________ involves quantifying the potential losses associated with credit risk.
__________ simulate extreme conditions to assess their impact on credit risk.
__________ outline how to address and mitigate identified credit risks.
__________ include tools and strategies for managing and mitigating credit risk.
__________ involves using data analysis to enhance understanding and management of credit risk.
__________ ensures that credit risk strategies align with overall risk management practices.
__________ evaluates returns relative to the risks taken.
__________ track the effectiveness of credit risk management practices.
__________ aid in evaluating the potential credit risk associated with borrowers.
__________ ensures adherence to regulatory requirements and internal policies.
Implementing __________ enhances the effectiveness of credit risk control.
__________ define the criteria for effective credit risk management.
Credit risk management must align with __________ to ensure compliance and reduce risk.
__________ include various approaches to minimize potential losses from credit risk.
Effective __________ help prevent excessive exposure to credit risk.
__________ are used to predict and manage potential credit losses.
The __________ outline the steps for identifying, assessing, and controlling credit risk.