Bài viết này giới thiệu 100 từ vựng và cụm từ tiếng Anh chuyên ngành Phân tích rủi ro, giúp người học nắm bắt những thuật ngữ quan trọng trong lĩnh vực này. Từ đó, bạn có thể nâng cao kiến thức chuyên môn và áp dụng vào thực tế công việc, đặc biệt hữu ích cho những ai làm việc trong lĩnh vực tài chính, bảo hiểm.

Bài viết sử dụng thuật ngữ trên

1. Risk Analysis
   • Effective risk analysis helps organizations identify potential issues before they become significant problems.
2. Risk Assessment
   • A thorough risk assessment is crucial for understanding the vulnerabilities of a project.
3. Risk Management
   • Risk management involves developing strategies to mitigate potential threats to the business.
4. Risk Mitigation
   • Risk mitigation strategies are essential to reduce the impact of identified risks.
5. Risk Identification
   • Risk identification is the first step in creating a comprehensive risk management plan.
6. Risk Evaluation
   • After risk identification, risk evaluation helps prioritize risks based on their potential impact.
7. Quantitative Risk Analysis
   • Quantitative risk analysis uses numerical methods to assess the probability and impact of risks.
8. Qualitative Risk Analysis
   • Qualitative risk analysis involves assessing risks based on their nature and the impact they may have.
9. Risk Factors
   • Understanding the risk factors associated with a project can help in preparing for potential issues.
10. Risk Exposure
    • High risk exposure requires more robust mitigation strategies to protect the organization.
11. Probability of Risk
    • The probability of risk is calculated to understand how likely an adverse event is to occur.
12. Impact Assessment
    • Impact assessment evaluates how significant the consequences of a risk would be on the project.
13. Risk Probability
    • Assessing the risk probability helps in determining the likelihood of a risk occurring.
14. Risk Consequence
    • The risk consequence refers to the potential impact on the project if a risk materializes.
15. Risk Tolerance
    • Each organization has a different level of risk tolerance that influences their risk management strategies.
16. Risk Appetite
    • The company’s risk appetite defines the amount of risk they are willing to accept in pursuit of their goals.
17. Risk Control
    • Implementing risk control measures helps in managing and reducing the likelihood of adverse events.
18. Risk Avoidance
    • Risk avoidance involves changing plans or processes to eliminate the risk entirely.
19. Risk Transfer
    • Risk transfer strategies, such as insurance, shift the financial burden of risks to third parties.
20. Risk Reduction
    • Risk reduction focuses on minimizing the impact of risks through various control measures.
21. Scenario Analysis
    • Scenario analysis explores different future scenarios to assess their potential impacts on the project.
22. Sensitivity Analysis
    • Sensitivity analysis tests how changes in key assumptions affect the outcomes of risk assessments.
23. Monte Carlo Simulation
    • Monte Carlo simulation provides a range of possible outcomes and their probabilities based on risk factors.
24. Value at Risk (VaR)
    • Value at Risk (VaR) is a statistical measure used to assess the risk of loss on an investment portfolio.
25. Stress Testing
    • Stress testing evaluates how different stress scenarios affect the stability of financial systems.
26. Operational Risk
    • Operational risk involves risks arising from internal processes, systems, or people.
27. Financial Risk
    • Financial risk includes the possibility of financial loss due to market fluctuations or economic changes.
28. Market Risk
    • Market risk arises from fluctuations in market prices, such as interest rates or stock prices.
29. Credit Risk
    • Credit risk refers to the possibility of a borrower defaulting on their financial obligations.
30. Liquidity Risk
    • Liquidity risk is the risk of not being able to meet short-term financial obligations due to cash flow issues.
31. Strategic Risk
    • Strategic risk involves risks that affect the overall strategic objectives of an organization.
32. Compliance Risk
    • Compliance risk pertains to the potential for legal penalties or losses due to failure to comply with regulations.
33. Reputational Risk
    • Reputational risk can damage an organization’s public image and affect stakeholder trust.
34. Systematic Risk
    • Systematic risk affects the entire market or economy and cannot be eliminated through diversification.
35. Unsystematic Risk
    • Unsystematic risk is specific to a particular company or industry and can be mitigated through diversification.
36. Risk Register
    • The risk register is a document used to record and track identified risks and their management plans.
37. Risk Response
    • Developing a risk response involves creating action plans to address identified risks effectively.
38. Risk Plan
    • A detailed risk plan outlines the strategies and actions to manage and mitigate risks.
39. Risk Strategy
    • The risk strategy defines the approach for managing risks across the organization.
40. Residual Risk
    • Residual risk is the risk remaining after implementing risk control measures.
41. Inherent Risk
    • Inherent risk refers to the level of risk before any controls or mitigation measures are applied.
42. Emerging Risk
    • Emerging risk involves new or evolving risks that could impact an organization in the future.
43. Contingency Planning
    • Contingency planning prepares for unexpected events and outlines how to respond to them.
44. Risk Monitoring
    • Risk monitoring involves continuously tracking risks and their impact on the organization.
45. Risk Reporting
    • Risk reporting provides updates on the status of risks and the effectiveness of mitigation strategies.
46. Risk Analysis Framework
    • A risk analysis framework provides a structured approach to identifying and assessing risks.
47. Risk Matrix
    • The risk matrix visually represents the likelihood and impact of different risks.
48. Risk Scenario
    • Risk scenarios explore different potential future situations to assess their impact on the project.
49. Risk Tolerance Level
    • The risk tolerance level determines how much risk an organization is willing to accept.
50. Risk Appetite Statement
    • A risk appetite statement outlines the types and levels of risk an organization is prepared to take.
51. Key Risk Indicators (KRIs)
    • Key Risk Indicators (KRIs) are metrics used to measure the potential impact of risks.
52. Loss Prevention
    • Loss prevention strategies aim to minimize the risk of financial losses through proactive measures.
53. Hazard Identification
    • Hazard identification involves detecting potential sources of harm or damage in the workplace.
54. Critical Risk
    • Critical risk is a high-priority risk that requires immediate attention due to its significant impact.
55. Exposure Limits
    • Exposure limits define the maximum amount of risk or loss an organization can tolerate.
56. Risk Treatment
    • Risk treatment involves implementing measures to manage and reduce the impact of identified risks.
57. Mitigation Strategies
    • Mitigation strategies are actions taken to reduce the likelihood or impact of risks.
58. Internal Controls
    • Internal controls are processes implemented to ensure accuracy and prevent errors or fraud.
59. External Controls
    • External controls are measures put in place by external parties to manage or influence risk.
60. Risk Communication
    • Risk communication involves sharing information about risks and their management with stakeholders.
61. Risk Governance
    • Risk governance refers to the oversight and management of risk-related activities within an organization.
62. Risk Culture
    • A strong risk culture encourages employees to actively participate in risk management and mitigation.
63. Risk Integration
    • Risk integration involves incorporating risk management practices into all aspects of organizational operations.
64. Risk Framework
    • A risk framework provides guidelines and processes for identifying, assessing, and managing risks.
65. Risk Assessment Tools
    • Risk assessment tools are instruments used to evaluate and analyze risks effectively.
66. Risk Policies
    • Risk policies define the rules and procedures for managing and mitigating risks.
67. Incident Management
    • Incident management focuses on responding to and managing unexpected events or emergencies.
68. Crisis Management
    • Crisis management involves handling and mitigating the effects of significant disruptions or emergencies.
69. Business Continuity Planning
    • Business continuity planning ensures that critical business functions can continue during and after a disruption.
70. Emergency Response Plan
    • An emergency response plan outlines the steps to be taken in response to a sudden crisis or emergency.
71. Disaster Recovery Plan
    • A disaster recovery plan details how an organization will recover and restore operations after a major incident.
72. Operational Controls
    • Operational controls are procedures and policies designed to manage and mitigate operational risks.
73. Preventive Measures
    • Preventive measures are actions taken to prevent the occurrence of risks or problems.
74. Corrective Actions
    • Corrective actions are steps taken to address and resolve identified issues or risks.
75. Residual Impact
    • The residual impact refers to the remaining effects of a risk after mitigation measures have been implemented.
76. Exposure Analysis
    • Exposure analysis assesses the potential risks and vulnerabilities an organization may face.
77. Risk Indicators
    • Risk indicators are signs or signals that suggest the presence or potential of a risk.
78. Risk Tolerance Threshold
    • The risk tolerance threshold is the level of risk that an organization is willing to accept before taking action.
79. Risk Evaluation Criteria
    • Risk evaluation criteria are standards used to assess the significance and impact of identified risks.
80. Predictive Analytics
    • Predictive analytics uses historical data to forecast future risks and trends.
81. Risk Modeling
    • Risk modeling involves creating models to predict the likelihood and impact of various risks.
82. Risk Assessment Process
    • The risk assessment process includes steps for identifying, analyzing, and prioritizing risks.
83. Risk Assessment Report
    • A risk assessment report documents the findings and recommendations from a risk assessment.
84. Risk Analysis Techniques
    • Risk analysis techniques include methods such as statistical analysis and simulation to evaluate risks.
85. Risk Assessment Matrix
    • The risk assessment matrix helps visualize the probability and impact of different risks.
86. Impact Likelihood
    • Impact likelihood refers to the probability that a particular risk will have a significant effect.
87. Risk Analysis Methodology
    • The risk analysis methodology outlines the approach and techniques used to analyze risks.
88. Risk Prioritization
    • Risk prioritization involves ranking risks based on their significance and the potential impact.
89. Risk Assessment Checklist
    • A risk assessment checklist ensures that all necessary aspects of risk assessment are covered.
90. Dynamic Risk Assessment
    • Dynamic risk assessment involves continuously updating risk evaluations as new information becomes available.
91. Risk Identification Process
    • The risk identification process includes steps to recognize and document potential risks.
92. Risk Impact Assessment
    • Risk impact assessment evaluates the potential consequences and severity of identified risks.
93. Risk Appetite Levels
    • Risk appetite levels define the degree of risk an organization is willing to accept in its operations.
94. Risk Exposure Management
    • Risk exposure management focuses on controlling and reducing the organization’s exposure to risks.
95. Vulnerability Assessment
    • Vulnerability assessment identifies weaknesses that could be exploited by risks or threats.
96. Impact and Probability
    • Impact and probability are key factors in determining the significance of a risk.
97. Risk Evaluation Framework
    • The risk evaluation framework provides a structured approach to assessing and prioritizing risks.
98. Strategic Risk Management
    • Strategic risk management involves managing risks that affect the organization’s long-term goals and strategy.
99. Operational Risk Management
    • Operational risk management addresses risks arising from daily business operations and processes.
100. Financial Risk Management
     – Financial risk management focuses on managing risks related to financial transactions and investments.

Bài tập

1. Effective _____ helps organizations identify potential issues before they become significant problems.
2. A thorough _____ is crucial for understanding the vulnerabilities of a project.
3. _____ involves developing strategies to mitigate potential threats to the business.
4. _____ strategies are essential to reduce the impact of identified risks.
5. _____ is the first step in creating a comprehensive risk management plan.
6. After _____, risk evaluation helps prioritize risks based on their potential impact.
7. _____ uses numerical methods to assess the probability and impact of risks.
8. _____ involves assessing risks based on their nature and the impact they may have.
9. Understanding the _____ associated with a project can help in preparing for potential issues.
10. High _____ requires more robust mitigation strategies to protect the organization.
11. The _____ is calculated to understand how likely an adverse event is to occur.
12. _____ evaluates how significant the consequences of a risk would be on the project.
13. Assessing the _____ helps in determining the likelihood of a risk occurring.
14. The _____ refers to the potential impact on the project if a risk materializes.
15. Each organization has a different level of _____ that influences their risk management strategies.
16. The company’s _____ defines the amount of risk they are willing to accept in pursuit of their goals.
17. Implementing _____ measures helps in managing and reducing the likelihood of adverse events.
18. _____ involves changing plans or processes to eliminate the risk entirely.
19. _____ strategies, such as insurance, shift the financial burden of risks to third parties.
20. _____ focuses on minimizing the impact of risks through various control measures.
21. _____ explores different future scenarios to assess their potential impacts on the project.
22. _____ tests how changes in key assumptions affect the outcomes of risk assessments.
23. _____ provides a range of possible outcomes and their probabilities based on risk factors.
24. _____ is a statistical measure used to assess the risk of loss on an investment portfolio.
25. _____ evaluates how different stress scenarios affect the stability of financial systems.
26. _____ involves risks arising from internal processes, systems, or people.
27. _____ includes the possibility of financial loss due to market fluctuations or economic changes.
28. _____ arises from fluctuations in market prices, such as interest rates or stock prices.
29. _____ refers to the possibility of a borrower defaulting on their financial obligations.
30. _____ is the risk of not being able to meet short-term financial obligations due to cash flow issues.
31. _____ involves risks that affect the overall strategic objectives of an organization.
32. _____ pertains to the potential for legal penalties or losses due to failure to comply with regulations.
33. _____ can damage an organization’s public image and affect stakeholder trust.
34. _____ affects the entire market or economy and cannot be eliminated through diversification.
35. _____ is specific to a particular company or industry and can be mitigated through diversification.
36. The _____ is a document used to record and track identified risks and their management plans.
37. Developing a _____ involves creating action plans to address identified risks effectively.
38. A detailed _____ outlines the strategies and actions to manage and mitigate risks.
39. The _____ defines the approach for managing risks across the organization.
40. _____ is the risk remaining after implementing risk control measures.
41. _____ refers to the level of risk before any controls or mitigation measures are applied.
42. _____ involves new or evolving risks that could impact an organization in the future.
43. _____ prepares for unexpected events and outlines how to respond to them.
44. _____ involves continuously tracking risks and their impact on the organization.
45. _____ provides updates on the status of risks and the effectiveness of mitigation strategies.
46. A _____ provides a structured approach to identifying and assessing risks.
47. The _____ visually represents the likelihood and impact of different risks.
48. _____ explores different potential future situations to assess their impact on the project.
49. The _____ determines how much risk an organization is willing to accept.
50. A _____ outlines the types and levels of risk an organization is prepared to take.
51. _____ are metrics used to measure the potential impact of risks.
52. _____ strategies aim to minimize the risk of financial losses through proactive measures.
53. _____ involves detecting potential sources of harm or damage in the workplace.
54. _____ is a high-priority risk that requires immediate attention due to its significant impact.
55. _____ define the maximum amount of risk or loss an organization can tolerate.
56. _____ involves implementing measures to manage and reduce the impact of identified risks.
57. _____ are actions taken to reduce the likelihood or impact of risks.
58. _____ are processes implemented to ensure accuracy and prevent errors or fraud.
59. _____ are measures put in place by external parties to manage or influence risk.
60. _____ involves sharing information about risks and their management with stakeholders.
61. _____ refers to the oversight and management of risk-related activities within an organization.
62. A strong _____ encourages employees to actively participate in risk management and mitigation.
63. _____ involves incorporating risk management practices into all aspects of organizational operations.
64. A _____ provides guidelines and processes for identifying, assessing, and managing risks.
65. _____ are instruments used to evaluate and analyze risks effectively.
66. _____ define the rules and procedures for managing and mitigating risks.
67. _____ focuses on responding to and managing unexpected events or emergencies.
68. _____ involves handling and mitigating the effects of significant disruptions or emergencies.
69. _____ ensures that critical business functions can continue during and after a disruption.
70. An _____ outlines the steps to be taken in response to a sudden crisis or emergency.
71. A _____ details how an organization will recover and restore operations after a major incident.
72. _____ are procedures and policies designed to manage and mitigate operational risks.
73. _____ are actions taken to prevent the occurrence of risks or problems.
74. _____ are steps taken to address and resolve identified issues or risks.
75. The _____ refers to the remaining effects of a risk after mitigation measures have been implemented.
76. _____ assesses the potential risks and vulnerabilities an organization may face.
77. _____ are signs or signals that suggest the presence or potential of a risk.
78. The _____ is the level of risk that an organization is willing to accept before taking action.
79. _____ are standards used to assess the significance and impact of identified risks.
80. _____ uses historical data to forecast future risks and trends.
81. _____ involves creating models to predict the likelihood and impact of various risks.
82. The _____ includes steps for identifying, analyzing, and prioritizing risks.
83. A _____ documents the findings and recommendations from a risk assessment.
84. _____ include methods such as statistical analysis and simulation to evaluate risks.
85. The _____ helps visualize the probability and impact of different risks.
86. _____ refers to the probability that a particular risk will have a significant effect.
87. The _____ outlines the approach and techniques used to analyze risks.
88. _____ involves ranking risks based on their significance and the potential impact.
89. A _____ ensures that all necessary aspects of risk assessment are covered.
90. _____ involves continuously updating risk evaluations as new information becomes available.
91. The _____ includes steps to recognize and document potential risks.
92. _____ evaluates the potential consequences and severity of identified risks.
93. _____ define the degree of risk an organization is willing to accept in its operations.
94. _____ focuses on controlling and reducing the organization’s exposure to risks.
95. _____ identifies weaknesses that could be exploited by risks or threats.
96. _____ are key factors in determining the significance of a risk.
97. The _____ provides a structured approach to assessing and prioritizing risks.
98. _____ involves managing risks that affect the organization’s long-term goals and strategy.
99. _____ addresses risks arising from daily business operations and processes.
100. _____ focuses on managing risks related to financial transactions and investments.

Đáp án

1. Risk analysis
2. Risk assessment
3. Risk management
4. Risk mitigation
5. Risk identification
6. Risk evaluation
7. Quantitative risk analysis
8. Qualitative risk analysis
9. Risk factors
10. Risk exposure
11. Probability of risk
12. Impact assessment
13. Risk probability
14. Risk consequence
15. Risk tolerance
16. Risk appetite
17. Risk control
18. Risk avoidance
19. Risk transfer
20. Risk reduction
21. Scenario analysis
22. Sensitivity analysis
23. Monte Carlo simulation
24. Value at Risk (VaR)
25. Stress testing
26. Operational risk
27. Financial risk
28. Market risk
29. Credit risk
30. Liquidity risk
31. Strategic risk
32. Compliance risk
33. Reputational risk
34. Systematic risk
35. Unsystematic risk
36. Risk register
37. Risk response
38. Risk plan
39. Risk strategy
40. Residual risk
41. Inherent risk
42. Emerging risk
43. Contingency planning
44. Risk monitoring
45. Risk reporting
46. Risk analysis framework
47. Risk matrix
48. Risk scenario
49. Risk appetite level
50. Risk appetite statement
51. Key Risk Indicators (KRIs)
52. Loss prevention
53. Hazard identification
54. Critical risk
55. Exposure limits
56. Risk treatment
57. Mitigation strategies
58. Internal controls
59. External controls
60. Risk communication
61. Risk governance
62. Risk culture
63. Risk integration
64. Risk framework
65. Risk assessment tools
66. Risk policies
67. Incident management
68. Crisis management
69. Business continuity planning
70. Emergency response plan
71. Disaster recovery plan
72. Operational controls
73. Preventive measures
74. Corrective actions
75. Residual impact
76. Exposure analysis
77. Risk indicators
78. Risk tolerance threshold
79. Risk evaluation criteria
80. Predictive analytics
81. Risk modeling
82. Risk assessment process
83. Risk assessment report
84. Risk analysis techniques
85. Risk assessment matrix
86. Impact likelihood
87. Risk analysis methodology
88. Risk prioritization
89. Risk assessment checklist
90. Dynamic risk assessment
91. Risk identification process
92. Risk impact assessment
93. Risk appetite levels
94. Risk exposure management
95. Vulnerability assessment
96. Impact and probability
97. Risk evaluation framework
98. Strategic risk management
99. Operational risk management
100. Financial risk management